
Payment issues in Snapchat Ads can be frustrating. Media buyers often deal with blocked cards, failed payments, and sudden limits. When every minute of downtime means losing potential clients, having a reliable payment method is critical.
Snapchat Ads are a powerful tool for targeted advertising. Yet, professional media buyers frequently face challenges when trying to make payments. Banks may block transactions, card limits may not align with the campaign’s needs, and operational delays can derail entire strategies. The solution? Virtual cards designed specifically for ad spending.
Top virtual card services for Snapchat ads
Not all virtual cards are suitable for professional media buying. Factors like spending limits, payment reliability, and compatibility with ad platforms must be considered. Here, we review three services that excel in addressing these needs: PSTNET, Brocard, and Yeezypay.
PSTNET
PSTNET offers virtual Visa and Mastercard options tailored for media buying. These cards are compatible with major ad platforms and can be issued in unlimited quantities, making them ideal for scaling campaigns. Users widely recognize PSTNET as providing some of the best cards for Snapchat Ads. With these cards, you can easily manage multiple accounts and track expenses via a user-friendly dashboard.
Key features:
- BINs: Over 25 trusted BINs from U.S. and European banks
- Security: 3D Secure and two-factor authentication (2FA)
- Funding options: Supports 18 cryptocurrencies (BTC, USDT TRC20/ ERC20, etc.), SWIFT/SEPA transfers, and Visa/Mastercard top-ups
- Registration: Quick sign-up via Apple ID, Google accounts, Telegram, WhatsApp, or email
- Support: Instant assistance through Telegram, WhatsApp, or live chat

Additionally, PST Private program offers exclusive perks such as a 3% ad spend cashback, up to 100 free cards per month, and a reduced top-up fee of just 3%. This program is perfect for those managing large budgets and looking to minimize costs.
Brocard
Brocard provides universal virtual Visa and Mastercard options for ad payments. The service offers a selection of BINs optimized for Snapchat Ads, which can be chosen with the help of a dedicated account manager.
Cards issued by Brocard come with cashback options of up to 1%, depending on specific terms and conditions. Fees, including those for declined transactions, are calculated based on transaction size and the percentage of failed payments. If the failure rate exceeds 25%, the service may block the cards.
Key features:
- BINs: 20 BINs from U.S., European, and U.K. banks.
- Funding options: USDT (TRC20 and ERC20) via partner services
- Security: 3D Secure is available for select BINs
- Registration: Requires email verification, a completed form, an interview with a manager, and data verification
- Support: 24/7 assistance available on the website

Cards are issued instantly once the account balance is topped up with a minimum of $500. This balance can be managed through the dashboard, which also includes tools for individual and team operations, budget tracking, and detailed reporting.
Yeezypay
Yeezypay specializes in virtual cards supported by Visa, Mastercard, and UnionPay. These cards are versatile and perform well with Snapchat Ads’ payment verification systems.
Yeezypay’s cards have no transaction or withdrawal fees, and top-up fees start at 3%. However, the minimum cost to issue one card is 107 USDT, including fees. The remaining balance is added to the card and can be used for ad spending.
Key features:
- BINs: 5 BINs from U.S. and European banks
- Funding options: USDT TRC20
- Security: Advanced data encryption technology
- Registration: Via Telegram bot
- Support: 24/7 assistance through Telegram

Cards can be funded with a minimum of €100 and a maximum of €25,000. Financial reports are available upon request via a dedicated Telegram bot.
Budget management
Experienced media buyers know that budgeting isn’t just about allocating funds. For instance, during the early stages of a campaign, expenses are often steady. But when profitability increases, the need for rapid budget scaling becomes critical. Cards with rigid limits can hinder this process.
The reviewed services offer flexible funding options and easy redistribution of resources. Imagine an agency managing multiple Snapchat Ads accounts. One client’s campaign is performing well, while another’s isn’t. Quickly reallocating the budget is essential—and with the right virtual card system, this can be done in minutes rather than days.
Risk mitigation
Managing risks is another crucial aspect. Relying on a single card for all transactions can lead to disruptions if a card is blocked. Professional marketers often use multiple cards for different strategies to mitigate these risks.
For example, an agency might run three ad creatives: one targeting young audiences, another for impulse buyers, and a third for experimental formats. Each campaign has its own budget and risk level. Using separate cards for each ensures independence and provides detailed expense tracking.
Scaling large budgets
As ad budgets grow, managing them becomes increasingly complex. Virtual cards can automate this process. For example, you can set up automatic top-ups to prevent campaigns from halting due to insufficient funds.
Consider a media buyer managing 10 Snapchat Ads accounts, each spending around $500 daily. Manually topping up these cards is time-consuming and distracts from analyzing campaign metrics. Automated top-ups solve this issue, ensuring uninterrupted campaigns.
Konklusion
When working with Snapchat Ads, choosing payment tools that allow seamless scaling, avoid blockages, and support agile budget management is critical. The virtual cards reviewed here offer flexibility unmatched by traditional debit cards. PSTNET provides the best cards for Snapchat Ads, featuring 3% cashback and advanced management tools. Brocard issues versatile cards with up to 1% cashback under certain conditions. Yeezypay enables quick issuance of universal cards for ad payments, ideal for one-off expenses in Snapchat Ads.
The choice of service depends on your specific needs, but professional media buyers rely on solutions that mitigate risks, ensure smooth transactions, and optimize ad campaign budgets.