Finance

Switch on Post Office MIS Calculator to Compute Your Return
Finance

Switch on Post Office MIS Calculator to Compute Your Return

In today’s times when there’s a lot of buzz around mutual fund investments and fixed deposits, post offices with regular income schemes are slowly catching up among the masses. India Post has monthly income scheme (MIS) which can help generate interest income to secure your future. And, if you are not sure of the income you are likely to make, there’s a Post Office MIS Calculator which you can use to know the earnings. Plus, you would want to be updated on eligibility and several other pivots, won’t you? So, stay glued to the article for information pertaining to the post office MIS. Post Office MIS Interest Rate 2018 The interest rate offered on this scheme currently stands at 7.8% per annum. As the rate is fixed periodically, the rate is going to change with time. The maturity of the sc...
Know Here the Key Parameters That Affect Bajaj Finserv Personal Loan Interest Rates
Finance

Know Here the Key Parameters That Affect Bajaj Finserv Personal Loan Interest Rates

Now that you have decided to avail a personal loan, it would not be wrong to say that finding an ideal lender is surely your next priority, right? And, as far as finding the best lender is concerned, it is quite obvious to get confused as there are many reputed lenders are there. Thus, in order to help you out in this situation, we are here. All you need to do is just go through the article below… Bajaj Finserv Personal Loan: An Intro Have you heard about Bajaj Finserv personal loan online? Well, if not, this is the time you need to know about the same. This renowned lender with its best of products and services allows you to enjoy a hassle-free journey. This unsecured credit facility is available at an interest rate of 10.99%-16% per annum for a tenure of up to 5 years. However, the loan ...
How Does LIC Home Loan Become the Friend of Borrowers?
Finance

How Does LIC Home Loan Become the Friend of Borrowers?

LIC Housing Finance Limited is a name that many trust while buying their dream home. And not only the home purchase but even when there’s a need to construct a house, LIC does not sway away from extending its help. Its home loans are a part of the initiative to offer a shelter to many living in a rental accommodation and facing the hassles that remain with the same. Both the interest rates and repayment tenure are impressive enough to make borrowers apply here and accomplish their home dream without making it a burden to the wallet. You can also join the bandwagon of happy homeowners with LIC Home Loan. But before that, you can just go through the article to know more about it before applying. LIC HFL Home Loan Interest Rate The interest rate charged by the housing finance company ranges ...
Myths to be Busted around a Credit Score
Finance

Myths to be Busted around a Credit Score

Do you remember when you checked your credit score free for the first time? You must be delighted of being getting into the credit world. And while checking the same everyone wants his score to be high. But uncertainty can arrive at any time, especially a financial crunch would have been unavoidable. And, if that happens, all you need is the support of a credit card or a loan and that can only be given if you have a good three-digit numeric summary. Thus, it is advisable that one should keep an eye on his score regularly so as to ascertain that he/she is in a good credit health. So, if you are someone who wants to know what a good credit score is all about, below we have all the answers to the questions you are likely to have in your mind. Credit Score Range Talking about the range, it ...
All about Critical Illness Insurance and How to Identify the Best One?
Finance

All about Critical Illness Insurance and How to Identify the Best One?

The risk of falling prey major illnesses is indeed increasing by the day and although much of it is the result of our current lifestyle, most find themselves unable to do anything about it as our work and personal issues can be both physically and emotionally taxing in today’s day and age. It has been estimated that on an average, one out of every four Indians might die of cancer of cardio-vascular diseases before the age of 70 and may contract a critical illness after the age of fifty-five. A critical illness insurance is an absolute must and even if one already has a medical or a health insurance plan, it is a good idea to have a critical illness insurance as well to take care of the life-threatening illnesses, as without quick and proper treatment, they might soon turn fatal. How does ...
Buying Equipment? How to Decide Between New and Used
Finance

Buying Equipment? How to Decide Between New and Used

Establishing, and then running a business, requires quite a few crucial business decisions to be made. While it is true that a business is mostly about the cooperation of workers and their skills, it also depends as much on the kinds of equipments and the use of technology that the business is making. In fact, in modern times, it is next to impossible to stay ahead of the competition if one does not have the right equipments to work with and the rivals are sure to zoom past your business. Stagnancy of any kind is a bane to a business, so the equipments should also be upgraded from time to time to give you the best output. While it might seem like an expensive task to constantly buy or upgrade their equipment, when done at the opportune moment, the costs of buying the equipment can be recov...
How to Apply For Joint Home Loan with Your Brother?
Finance

How to Apply For Joint Home Loan with Your Brother?

Although it is kind of sad that today families are breaking apart into smaller units and staying away from each other due to their professional commitments, there are still some who believe in a joint family system and brother choose to build a house together. Staying together will not only increase the love and harmony between the brothers but it could also be a good idea to apply for a joint Home Loan with brother as it can take away a lot of unnecessary financial worries that plague an individual when they are entering into such a long-term and serious financial commitment all alone. As brothers, you can watch each other’s back and with the joint income to show to the creditors, it would be far easier to get approved for the loan as well. How Can You Apply for a Loan Together? There ...
Understand Your Credit Score and Improve Your Creditworthiness
Finance

Understand Your Credit Score and Improve Your Creditworthiness

You are living in a world that is driven by money and that certainly demands you to understand your monetary transaction behavior and your approach towards the most important element of life. Undoubtedly, without money, you cannot perceive life, therefore you need to be aware of your creditworthiness that defines your market value in a broader context. Understanding your creditworthiness For approval of a home loan, car loans and other kinds of credit facilities, you need to have a good credit score. The lenders/ banks carefully go through your credit history and after that, they sanction the loan. Therefore, you need to find out your credit score that means you need to find ways for Veda check credit report. There are major credit bureaus that contain your credit file. So, what is your cr...
Accounting software and online filing of GST
Finance, Technology

Accounting software and online filing of GST

The whole procedure of choosing the best internet bookkeeping software ought to be done alongside the usage of a buyer. At no stage should he feel that it is strongly being imposed on him. The buyer should be involved in getting the software from the start i.e., demonstrating the demos', disclosing the functional use to choosing the best one thinking about the advantages and disadvantages of every one. You can only get practical online accounting answers for every industry and private company after a careful research on your organization's business objectives, its specialty necessity and representative study. The patterns have now changed the name and face of the bookkeeping software industry in India. With changes in bookkeeping software, bookkeepers are additionally changing their stand...
How HDFC Personal Loan Interest Rates Impact Your Journey?
Business, Finance

How HDFC Personal Loan Interest Rates Impact Your Journey?

If you are someone who is willing to apply for personal loan online, this article is for you. No matter what personal needs you have, be it buying a home appliance, renovating a home, travelling to some foreign location or paying the credit card debt, it would not be wrong to say that this unsecured credit facility comes handy to meet all your needs. Now when it comes to availing the same, there is no denying the fact that there are plenty of renowned lenders available in the marketplace. Thus, it is difficult and at the same time confusing to select the best lender, offering a lucrative deal. And, if we are talking about the best bank, how can HDFC be forgotten, right? One of the renowned names in the industry, there is no denying the fact that this lender with its best of products meets...